855-920-9800

Privacy Notice

Your Personal Information and Privacy is Important to Us

This notice explains how we collect and use personal information in detail. The policy may change from time to time. CheckSmart reserves the right to amend or modify this policy at any time with or without notice. If you have any concerns about this policy, please feel free to contact privacyinfo@ccfi.com.

This notice applies to all information collected or submitted on the www.checksmartstores.com website and any affiliated related websites as well as the mobile version(s) of our site. We may collect all information you provide, whether through our websites or other channels.

For those consumers who engage in a financial product or service with us, you can review our Consumer Privacy Notice here.

 

Your Movement on Our Website: Tracking and Cookies

Our website includes Social Media Features, such as the Facebook Like button and Twitter. These features may collect your IP address, which page you are visiting on our site, and may set a cookie to enable the feature to function properly. Social Media Features are either hosted by a third party or hosted directly on our website. Your interactions with these features are governed by the privacy policy of the company providing it.

We may collect your IP address, which page you are visiting on our site, browser type, internet service provider (ISP), referring/exit pages, operating system, date/time stamp, clickstream data and may set a cookie to enable the feature to function properly. We currently do not have software recognizing do-not-track (“DNT”) settings you may have set in your browser. Such DNT signals or mechanisms may provide you with the ability to exercise choice regarding the collection of personally identifiable information about your online activities overtime and across third party websites or online services. However, CheckSmart does not track your activities overtime across various websites except as otherwise stated directly above. In limited circumstances third parties may track your activities overtime across sites, including this Site, such as website analytic tools. Learn more about cookies here.

We use this information, which does not identify individual users, to analyze trends, to administer the site, to track users’ movements around the site and to gather demographic information about our user base as a whole. We do not link this automatically-collected data to personally identifiable information.

We do not ask you for, access or track any location based information from your mobile device at any time while downloading or using our Mobile Site or services.

 

Third Parties Privacy Policies

Note that although CheckSmart advises everyone who receives your personal information to support this Policy, CheckSmart has no control over such party’s information use practices and is not liable for any failure of such party to adhere to this Policy. Additionally, CheckSmart may share personal information in aggregate, non-personal form, with select marketers that wish to reach a particular target audience. This information will allow these entities to provide relevant offers to specific customers.

 

Your California Rights

A California resident who has provided personal information to a business with whom he/she has established a business relationship for personal, family, or household purposes (“California customer”) is entitled to request information about whether the business has disclosed personal information to any third parties for the third parties’ direct marketing purposes. In general, if the business has made such a disclosure of personal information, upon receipt of a request by a California customer, the business is required to provide a list of all third parties to whom personal information was disclosed in the preceding calendar year, as well as a list of the categories of personal information that were disclosed.

However, under the law, a business is not required to provide the above-described lists if the business adopts and discloses to the public (in its privacy policy) a policy of not disclosing customer’s personal information to third parties for their direct marketing purposes unless the customer first affirmatively agrees to the disclosure, as long as the business maintains and discloses this policy. Rather, the business may comply with the law by notifying the customer of his or her right to prevent disclosure of personal information and providing a cost free means to exercise that right.

As stated in this policy, and unless you have opted out by the methods described above, you have agreed to allow us to share information with our affiliates and third parties for their direct marketing purposes until you remove your information and thus, agree to such disclosure. Please note that whenever you opt in to receive future communications from a third party, your information will be subject to the third party’s privacy policy. If you later decide that you do not want that third party to use your information, you will need to contact the third party directly, as we have no control over how third parties use information. You should always review the privacy policy of any party that collects your information to determine how that entity will handle your information.

California customers may request further information about our compliance with this law by e-mailing privacyinfo@ccfi.com.

Please note that we are only required to respond to one request per customer each year, and we are not required to respond to requests made by means other than through this e-mail address.

 

Transfer In Certain Circumstances

In its sole discretion, CheckSmart may transfer, sell or assign information collected on and through this Site, including without limitation, personal information, to one or more third parties, as a result of the sale, merger, consolidation, change in control, transfer of substantial assets, reorganization or liquidation of CheckSmart.

 

Communication Policy

 

Do Not Call Registry Compliance

By submitting personal contact and/or financial information through the CheckSmart domain, the user hereby grants written permission to CheckSmart, its affiliated sites, and its business partners for contact via telephone, mail, and/or e-mail. Further, by providing your contact information you are consenting to receive phone calls from CheckSmart, its affiliated sites, and its business partners for contact via telephone. See more about Consent to receiving calls, text messages and other forms of communication below and under our Terms & Conditions.

 

Wireless Policy: Calls and Text Messaging

You agree that by submitting your information you agree to receive mobile marketing including, but not limited to, text-message based marketing (“SMS Messages”), from us and our third party advertisers and marketers. You have the ability to limit our ability to contact you as described herein by not opting in to mobile auto dialing and texting, or by opting out at any time as described above and herein. You further agree that based on your individual carrier and plan, you may incur charges associated with such SMS Messages and that you agree to be solely responsible for such charges. You represent that you are at least 18 years of age and the owner or authorized user of the wireless device on which messages will be received, and that you are authorized to approve the applicable charges. Should you hereafter choose to opt-out of receiving SMS Messages from the individual sender, you may opt-out by texting “STOP” or “OPT-OUT” as specifically set forth in the communication. Notwithstanding that your mobile telephone number may be listed on state and/or federal do-not-call registries, we retain the right to contact you via SMS Messages. In addition, by submitting your personal information and/or using the website, you agree that such act constitutes an inquiry and/or application for purposes of the Amended Telemarketing Sales Rule (16 CFR 310 et seq.), as amended from time to time (the “Rule”). Notwithstanding that your telephone number may be listed at the Federal Trade Commission’s Do-Not-Call List, we retain the right to contact you via telemarketing in accordance with the Rule.

We may also use your personal, demographic and profile data to improve our website, for statistical analysis, for marketing and promotional purposes, and for editorial or feedback purposes. Information collected by us may be added to our databases and used for future e-mails, telemarketing or postal mailings regarding site updates, new products and services, upcoming events, and/or status of orders placed online. See “Your Opt-Out Rights” above.

 

Change in Policy

CheckSmart may, from time to time, amend this Policy, in whole or part, in its sole discretion. Depending on the nature of the change, CheckSmart will either announce the change (1) on the privacy policy page of the site, or (2) provide such notice via e-mail, text or mail to customers. By not unsubscribing, following the announcement of any changes, you will be deemed to have agreed to such changes. If you do not agree with the terms of this Policy, as it may be amended from time to time, in whole or part, you can opt out by following the instructions above.